Apklis Transfermovil 2023: A Guide to Cuba's Mobile Payment System
If you are planning to travel to Cuba in 2023, or if you already live there, you may want to know about one of the most popular and convenient apps in the country: Apklis Transfermovil. This app allows you to pay for various services, buy online, and manage your telecom services from your mobile phone. In this article, we will explain what Apklis Transfermovil is, how to use it, and what are its benefits.
What is Apklis Transfermovil?
Apklis Transfermovil is a mobile app developed by ETECSA, the state-owned telecommunications company in Cuba, and three Cuban banks: Banco Metropolitano (BANMET), Banco de Crédito y Comercio (BANDEC), and Banco Popular de Ahorro (BPA). It was launched in 2017 and has been updated regularly since then.
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A mobile app developed by ETECSA and Cuban banks
The app is available only for Android devices and can be downloaded from . It requires a Telebanca card, which is a debit card linked to your bank account that allows you to make online transactions. You can get a Telebanca card from any of the three participating banks.
A platform to pay for services, buy online, and manage telecom services
With Apklis Transfermovil, you can access a variety of services from your phone. Some of the main services are:
Paying for utilities such as electricity, water, and phone bills
Paying for taxes to the ONAT (National Office of Tax Administration)
Paying for fines issued by the police or other authorities
Transferring money to other bank accounts or mobile phones
Recarging your mobile phone balance or your Nauta internet account
Buying online from Cuban e-commerce platforms such as EnZona or TuEnvio
Managing your telecom services such as changing plans, activating offers, or checking balances
A tool for financial inclusion and convenience
Apklis Transfermovil is a useful app for both travelers and residents in Cuba. It helps with financial inclusion, as many Cubans do not have access to traditional banking services or credit cards. It also provides convenience, as it saves time and money Continuing the article: by avoiding queues and fees at physical locations. It also supports the Cuban economy and people, as it promotes digital commerce and financial inclusion.
How to use Apklis Transfermovil?
Using Apklis Transfermovil is not very complicated, but it does require some requirements and steps. Here is a brief guide on how to use Apklis Transfermovil in Cuba.
Requirements: an Android phone, a Telebanca card, and internet access
To use Apklis Transfermovil, you need to have an Android phone, as the app is not available for iOS devices. You also need to have a Telebanca card, which is a debit card linked to your bank account that allows you to make online transactions. You can get a Telebanca card from any of the three participating banks: BANMET, BANDEC, or BPA. You will need to provide your ID and proof of address to open a bank account and get a card.
Finally, you need to have internet access on your phone, either through mobile data or Wi-Fi. Internet access in Cuba is not very cheap or fast, but it has improved in recent years. You can buy mobile data packages from ETECSA or use public Wi-Fi hotspots in parks, hotels, or other locations. You will need to buy a Nauta card or use the Nauta app to access the Wi-Fi network.
Steps: download the app, register your card, and start using the services
Once you have the requirements, you can download the app from . You can also scan the QR code on the Telebanca card to download the app. After downloading the app, you need to register your card on the app. You will need to enter your card number, PIN, phone number, and email address. You will also need to create a password and a security question for the app.
After registering your card, you can start using the services offered by Apklis Transfermovil. You can access the services from the main menu of the app. You can choose from different categories, such as Utilities, Taxes, Fines, Transfers, Recharges, Online Shopping, and Telecom Services. You can also check your balance and transactions history on the app.
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To pay for a service or buy something online, you need to select the service or product you want, enter the amount and details of the payment, and confirm with your password. You will receive a confirmation message on your phone and email after the payment is processed.
Tips: use a VPN, download the app before arriving in Cuba, and check for updates
Here are some tips to make your experience with Apklis Transfermovil smoother and safer:
Use a VPN (virtual private network) when using public Wi-Fi or mobile data in Cuba. A VPN will encrypt your data and protect you from hackers and censorship. Some websites and apps may be blocked or restricted in Cuba, but with a VPN you can access them as if you were in another country. Some of the best VPNs for Cuba are .
Download the app before arriving in Cuba, if possible. The internet speed in Cuba is not very fast, and it may take a long time to download the app. If you download it before arriving in Cuba, you will save time and money on internet access.
Check for updates regularly on the app. Apklis Transfermovil is constantly improving and adding new features and services. To enjoy the latest version of the app, you need to update it frequently. You can check for updates on , or on the app itself.
What are the benefits of Apklis Transfermovil?
Apklis Transfermovil has many benefits for both travelers and residents in Cuba. Here are some of them:
Save time and money by avoiding queues and fees
One of the main benefits of Apklis Transfermovil is that it allows you to avoid long queues and high fees at physical locations. For example, if you want to pay your electricity bill or recharge your mobile phone balance, you don't have to go Continuing the article: to a bank or an ETECSA office and wait in line for hours. You can do it from your phone in minutes. You also save money by avoiding fees that are charged by some intermediaries or agents. For example, if you want to buy something online from TuEnvio, you don't have to pay a commission to a third-party website or app. You can pay directly with Apklis Transfermovil.
Access a variety of services from your phone
Another benefit of Apklis Transfermovil is that it gives you access to a variety of services from your phone. You can pay for utilities, taxes, fines, transfers, recharges, online shopping, and telecom services. You can also check your balance and transactions history on the app. You can access these services anytime and anywhere, as long as you have internet access on your phone.
Support the Cuban economy and people
A third benefit of Apklis Transfermovil is that it supports the Cuban economy and people. By using Apklis Transfermovil, you are contributing to the development of digital commerce and financial inclusion in Cuba. You are also supporting local businesses and entrepreneurs who sell their products and services online. You are also helping the Cuban government to collect taxes and fees more efficiently and transparently.
Conclusion
Apklis Transfermovil is a useful and innovative app for Cuba travelers and residents. It offers a range of services, from paying bills to recarging mobiles. It is easy to use, secure, and convenient. It also saves time and money by avoiding queues and fees at physical locations. It also supports the Cuban economy and people by promoting digital commerce and financial inclusion.
If you are looking for a mobile payment system in Cuba, Apklis Transfermovil is a great option. You just need an Android phone, a Telebanca card, and internet access to use it. You can download the app from ETECSA's website or D-Cuba's website, register your card on the app, and start using the services. You can also use a VPN, download the app before arriving in Cuba, and check for updates regularly to make your experience smoother and safer.
We hope this article has helped you understand what Apklis Transfermovil is, how to use it, and what are its benefits. If you have any questions or comments, please feel free to leave them below.
FAQs
What are the main services offered by Apklis Transfermovil?
The main services offered by Apklis Transfermovil are:
Paying for utilities such as electricity, water, and phone bills
Paying for taxes to the ONAT (National Office of Tax Administration)
Paying for fines issued by the police or other authorities
Transferring money to other bank accounts or mobile phones
Recarging your mobile phone balance or your Nauta internet account
Buying online from Cuban e-commerce platforms such as EnZona or TuEnvio
Managing your telecom services such as changing plans, activating offers, or checking balances
How much does it cost to use Apklis Transfermovil?
Apklis Transfermovil is free to download and use. However, you may incur some costs associated with internet access, bank fees, or service charges. For example:
You may have to pay for mobile data packages or Wi-Fi access to use the app.
You may have to pay a fee to open a bank account or get a Telebanca card.
You may have to pay a service charge for some transactions, such as transfers or online shopping.
The costs may vary depending on the service provider, the amount of the transaction, or the exchange rate. You can check the costs on the app before confirming any payment.
Is Apklis Transfermovil safe and reliable?
Apklis Transfermovil is safe and reliable, as it uses encryption and security protocols to protect your data and transactions. It also requires a password and a security question to access the app. However, you should also take some precautions to ensure your safety and reliability:
Use a VPN (virtual private network) when using public Wi-Fi or mobile data in Cuba.
Do not share your password or security question with anyone.
Do not use public or shared devices to access the app.
Check the confirmation messages on your phone and email after each payment.
Contact Apklis Continuing the article: Transfermovil customer service if you have any problem or complaint.
How can I contact Apklis Transfermovil customer service?
You can contact Apklis Transfermovil customer service by phone, email, or social media. Here are some of the contact details:
Phone
Social media
+53 7 838 3120
transfermovil@etecsa.cu
What are some alternatives to Apklis Transfermovil?
If you are looking for some alternatives to Apklis Transfermovil, you may want to check out these apps:
: A mobile app that allows you to pay for services, buy online, and transfer money in Cuba. It is compatible with both Android and iOS devices. It also works with any Cuban bank card.
: A mobile app that allows you to receive money from abroad and use it to pay for services, buy online, and recharge your mobile phone in Cuba. It is compatible with both Android and iOS devices. It also works with any Cuban bank card.
: A mobile app that allows you to invest in cryptocurrencies and earn profits in Cuba. It is compatible with both Android and iOS devices. It also works with any Cuban bank card.
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